I have seen failure and success very closely - Ranbir Kapoor | Exclusive Interview
His long awaited dream project - Jagga Jasoos, finally released last week. While certain sections of the audience and film critics had mixed views, several families, industry veterans, critics and young fans of the actor appreciated the beautiful film and all the hard work that has gone behind creating it. And honestly, we couldn't stop praising the actor enough. After all, only a gifted actor of his calibre could do justice to a character like Jagga, and wholeheartedly believe a film maker's vision, despite the hurdles and hiccups. There is no doubt that he is one of the most fantastic, versatile actors in the Hindi Film industry today. And from here, Ranbir Kapoor is all set and raring to go far, far ahead.
Never the one to shy away from experimenting with his characters or looks, RK is currently sporting a muscular, beefed up avatar for his portrayal of Sanjay Dutt on the big screen. With a challenging biopic up for release next year and a dream fantasy project alongside Amitabh Bachchan in his kitty, the talented actor clearly has his hands full. In an exclusive chat, Ranbir Kapoor discusses a variety of things - ranging from upcoming films, being a producer, challenges of working on a biopic and more.
Since Jagga Jasoos took a lot of time to develop, as a producer, did the process get a little frustrating? Were you impatient?
Yes, there were times when I was frustrated. I even had a word with Dada (Anurag Basu) and asked if we should shelve the film or go ahead. We could have lost all our money if the film got shelved, but we went ahead with his conviction and passion. Jagga Jasoos is a film made for children and it's a family entertainer. We wanted people to go to the theatre and enjoy it. Before the release, when I personally saw the entire film, I was happy and content with the end result.
I belong to a film family. I have seen failure and success very closely. Failure teaches you a lot
What was the experience of becoming a producer like?
Since childhood, I have always been a fan of films. I love entertaining movies. When Dada (Basu) narrated the story, I immediately liked it and thought of producing it with Dada. I was working as a strainer between Dada and Disney, as both of them used to vent out their frustration through me (smiles). The film had a long wait of 3.5 years and then, there were various reports of Katrina and my break up. People even started saying that we have made changes in the film due to that. Honestly, producing a film is very tough.
You saw some ups and downs, before hitting the bulls eye with Ae Dil Hai Mushkil last year. What was your thought process like, especially during that tough phase?
When your film is doing well, you are actually happy, only until your next film is up for release. I belong to a film family. I have seen failure and success very closely. Failure teaches you a lot. However, I have never suffered any kind of frustration due to it.
The fact that a relationship does not work out is never in our hands. But with Katrina, I have this incredible partnership which will always stay with me
You have always had a good equation with your co-stars. What was it like with Katrina Kaif, especially during the making and promotions of Jagga Jasoos?
I think after my parents, I have learnt the most from Katrina. We have been friends for 10 years now, and I would always want her to be in my life. When we broke up, there were stories that we don't see each other and were not on talking terms. But, this was completely baseless and untrue. Katrina is a wonderful co-star. She is someone who always wants her co-star to shine. She is very focused and hardworking. Also, the fact that a relationship does not work out is never in our hands. Some work out well, some don't. However, with Katrina, I have this incredible partnership which will always stay with me.
Your next is a biopic on actor Sanjay Dutt. How has the experience of working on this film been for you so far?
This film is definitely not made to glorify Sanjay Dutt. Director Rajkumar Hirani was very sure about this one thing right from the beginning. We will show the good and bad aspects of his life, and then, the audience will get to see how one can emerge as a winner during difficult times as well. When I heard the full narration of Dutt, I was surprised as to how can one go through all this. He dealt with drugs and then, before his first film - Rocky's premiere, his mother passed away. A few years later, his first wife passed away. Later on, he was charged under the arms act. He has seen a lot in his journey so far. It is difficult to share everything about your life with the public. Frankly, I would never ever do that with my life story.
He (Sanjay Dutt) has seen a lot in his journey so far. It is difficult to share everything about your life with the public. Frankly, I would never ever do that with my life story
What was it like meeting Sanjay Dutt, especially as the actor bringing his journey to life on the big screen?
Actually, I have known him since my childhood. He is a very good human being and always showers his love on me. During some of our previous schedules for the film, there were many times when he was on the set and honestly, I was very embarrassed and nervous. It was an awkward situation for me, where I was acting in front of a legend and he was watching me on the monitor. Later, I told Raju sir (Hirani) that it was embarrassing for me, as even during the take, I used to watch him constantly (smiles).
I have got immense love and support from my fans, the audience and media. Honestly, that's a huge encouragement for me
Over the years, you have earned a huge fan following across the globe, especially among the youth. What do you have in store for them next?
I am blessed! Right from my debut film Sawaariya to now - Jagga Jasoos, I have got immense love and support from both my fans, the audience and media. Honestly, thats' a huge encouragement for me. So, I have got the Dutt biopic coming up next, for which I am currently shooting. Then, I will working on Ayan Mukerji's tentatively titled film - Dragon, along with Alia Bhatt and Amitabh Bachchan. Ayan has a huge plan for this project, as he wants to make three parts of this film in the next ten years (smiles).
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I am blessed! Right from my debut film Sawaariya to now - Jagga Jasoos, I have got immense love and support from both my fans, the audience and media. Honestly, thats' a huge encouragement for me. So, I have got the Dutt biopic coming up next, for which I am currently shooting. Then, I will working on Ayan Mukerji's tentatively titled film - Dragon, along with Alia Bhatt and Amitabh Bachchan. Ayan has a huge plan for this project, as he wants to make three parts of this film in the next ten years (smiles).
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Birthday Special | 7 Inspirational Quotes by Katrina Kaif
Her debut in 2003 may not have created waves, but it was Katrina Kaif's dedication towards her work that made her one of Hindi film industry's biggest superstars today. Fourteen years later, she has worked with Bollywood's names and created a niche for herself, with millions of fans across the globe. Of course, the girl has come a long way. But at heart, Katrina is still a simple girl, who prefers to let her work do the talking.
Though the media may have chosen to focus on her personal life a little more than usual, it hasn't stopped Katrina from doing what she does best - set the screen on fire with her presence. As the gorgeous beauty (who also happens to be one of our favourite female actors to chat with) turns 34, we take a look at some of her best motivational quotes from our exclusive interview archives.
Here's wishing the beautiful Katrina Kaif a very happy and blessed birthday. Keep slaying it, girl!
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The Dancebee
Jagga Jasoos | Film Review
Imagine walking into a theatre, settling down in your comfy seat, and watching a flawless painting come alive. Every detail so unique and fresh, that it's impossible for you to take your eyes off the masterpiece. Well, that's the perfect way to describe Disney's Jagga Jasoos - a musical adventure that will leave you spellbound.
At heart, Jagga Jasoos is a musical thriller, which has Jagga (Ranbir Kapoor), a young boy who breaks into a song every time he has something to say, as the lead protagonist. Enter Shruti (Katrina Kaif), a clumsy investigative journalist, who joins Jagga on his adventure to hunt for his foster father - Badal Bagchi. Apart from the two, the film also has an interesting line up of supporting cast, which includes Saurabh Shukla, Sayani Gupta, Saswata Chatterjee (remember Bob Biswas from Kahaani?) among others.
Every detail so unique and fresh, that it's impossible for you to take your eyes off this masterpiece. Well, that's the perfect way to describe Disney's Jagga Jasoos - a musical adventure that will leave you spellbound
What makes a musical complete? Good music, duh! Luckily for us, composer Pritam has done a fine job. His compositions are melodious and easy on the ear. The soundtrack, which has approximately 24-25 songs, comes as a breath of fresh air among the crowd of remixes and recreations that we get to hear these days.
Of course, one of the film's biggest hero is Ravi Varman, whose outstanding cinematography creates magic, as we explore scenic parts of Morocco, Thailand and the gorgeous north eastern parts of India through his perfect frames. Cinematography is certainly one of the key highlights of this film, which makes it visually stunning. The BG score is perfect, while the editing is crisp. There are not too many hiccups, and the film flows quite smoothly. While we won't give away too many details (as we want you to watch and experience it), we quite liked how the film unfolded in the form of chapters, adding on to the fantasy factor. The climax is the one to watch out for, as it leaves clues for a possible sequel (is it happening already, RK?)
Cinematography is certainly one of the key highlights of this film, which makes it visually stunning
Katrina Kaif's Shruti is the perfect companion Jagga could have asked for. She looks adorable and effortlessly blends into her character, providing some humorous moments. It's great to see Kat ditching her otherwise hot and beautiful avatar for something so simple yet effective. Rest of the cast, especially Shukla, provides the perfect support, adding on to the exciting journey with their performances. Reserving the best for last - this is undoubtedly Ranbir Kapoor's film all the way. RK's Jagga has the perfect blend of masti, mischief, mystery, fun and emotions. The actor delivers a top notch performance with his flawless portrayal of the character. There is a reason why Ranbir is called one of the finest actors of our generation, and once again, he proves it with a stellar act. RK is a pure delight to watch on screen, as he sings, dances (and stammers) his way into your heart.
We all know how the film took four long years to hit the screens. But, let's not forget that a film of this scale does require good amount of time and efforts. Musical as a genre hasn't been explored enough in Bollywood and in a way, Jagga Jasoos is one of the few films that presents it wonderfully. However, one can't deny the fact that it may not be everybody's cup of tea. The film targets a niche audience, which enjoys regular bursts of music and / or experimental storytelling. For us, that's what worked! The narrative and overall presentation is a breakaway from what we usually get to see in Bollywood.
Katrina Kaif looks adorable and effortlessly blends into her character, providing some humorous moments
We all know how the film took four long years to hit the screens. But, let's not forget that a film of this scale does require good amount of time and efforts. Musical as a genre hasn't been explored enough in Bollywood and in a way, Jagga Jasoos is one of the few films that presents it wonderfully. However, one can't deny the fact that it may not be everybody's cup of tea. The film targets a niche audience, which enjoys regular bursts of music and / or experimental storytelling. For us, that's what worked! The narrative and overall presentation is a breakaway from what we usually get to see in Bollywood.
There is a reason why Ranbir is called one of the finest actors of our generation, and once again, he proves it with a stellar act. RK is a pure delight to watch on screen
Like some folks often say - Good things take time. The result? A beautiful fantasy tale that was waiting to be told. And I personally think no one other than Anurag Basu could have pulled this off so well. This is the perfect 'Made in India' Disney film, packed with moments that will leave your heart feeling happy and content.
Verdict: Join the ride and take off on a never before seen (at least in Bollywood) adventure. Take your family and friends out to watch this beautiful poetry in motion. A must watch, especially for it's brilliant presentation and excellent performances.
☆☆☆☆
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If you are honest, what you want will come your way - Katrina Kaif | Exclusive Interview
After making the world dance to her tunes on Kaala Chashma (and slaying those moves), Katrina Kaif is back, albeit in a never before seen avatar. After a four year long wait, Jagga Jasoos is finally ready for release and needless to say, Kat has left us impressed with her cute and goofy expressions in the promos. She plays the clumsy beauty Shruti, who takes off on an adventure with Jagga aka Ranbir Kapoor, with whom she will be seen sharing screen space after a good seven years.
Though her last film - Baar Baar Dekho, failed to create waves at the BO, the gorgeous actress has been in the news throughout the year. While some may choose to focus on how she has been promoting the film with Mr Kapoor, and others may highlight the mansplaining episode; we can't help but laud the fact that the stunner has bagged some prestigious projects that will roll out in the coming year. From a VFX packed movie with SRK to a period film with Amitabh Bachchan and Aamir Khan, Katrina is ready to rule and clearly, there is no stopping her. A gloomy weekend packed with back to back interviews and never ending promotional activities did not deter the actress from being her happy, chirpy best. Here's Katrina Kaif in conversation with Team Dancebee on topics ranging from Jagga Jasoos, upcoming films to life and fourteen years in the industry.
Tell us a little bit about Shruti, aka the Jughead.
My character is that of an investigative journalist in the film. Of course, the film revolves around a boy – Jagga, who is in search of his father. It is a musical adventure. During his quest, Jagga meets Shruti and they join hands to get on to the journey with a unified purpose.
Well, have you ever got the chance to investigate something?
I am just about able to handle my own life (laughs). I rarely have time to investigate others. I wish I had more time or nature to do that, but in the 24 hours I have in the day, I take care of my own things. If someone is investigating about my life, it would be weird, but I don't think any one does that. Jagga Jasoos revolves around a murder mystery. The protagonist is discovering something big and not poking his nose into other people's lives (smiles).
I am just about able to handle my own life. I rarely have time to investigate others
How will you define Anurag Basu's style of direction?
Every character is different. Dada (Basu) looks for realism and wants the audience to relate to his actors and not see them as entertainers. He wants the viewers to see them as people and connect from the heart. Dada wants to see imperfections in his characters. That's why, you will notice that he has given Jagga the habit of stammering, while Shruti is an accident prone person.
As a co-star, what is your biggest takeaway after working on a film with Ranbir Kapoor?
Ranbir is always searching something to give to his role. He is focussed all the time. That ability to cut everything out and focus and give hundred percent in every shot is a unique skill.
Dada (Basu) looks for realism and wants the audience to relate to his actors and not see them as entertainers. He wants the viewers to see them as people and connect from the heart
As an artist, is there any pressure, since your last film did not work at the BO?
This is my job. If I take the responsibility of the outcome of every film, I won't be able to survive the pressure. As it is, we are carrying so much stress. There are so many things that goes into making a film successful.
How do you deal with the lows in your life?
That's the point when you learn the most. It teaches you how to be more balanced, how to see the world through a larger perspective and not through the eyes of the film industry. There's is so much to learn in the world. It makes you aware of the surroundings and other people around you, rather than just your world of films.
Ranbir's ability to cut everything out, focus and give hundred percent in every shot is a unique skill
You have got an interesting line up of films coming up. Tell us a little bit about the ongoing projects.
I will resume shoot on Tiger Zinda Hai next week at the same location where we shot the last film (Ek Tha Tiger). Since the audience really liked Salman's character and Kabir Khan's direction in the first film, there is a lot of pressure on Ali ( Abbas Zafar - director). However, Ali has not taken anything for granted. He has new visions, dynamics and some really cool action sequences. He released one or two pictures which increased some anticipation. But, the canvas is very large and we are very passionate about the film. Then, I have Anand L Rai's film with Shah Rukh Khan and Thugs Of Hindusthan with Aamir Khan and Amitabh Bachchan (she shot for a few portions of the film in Malta, between JJ promotions). I am extremely excited about all of my upcoming films (smiles).
Celebrities often take to social media platforms for expressing their concern or commenting on an issue. What is your take on this trend?
I believe in freedom of speech. Everyone should speak out what they believe in and share their experiences. Preferably without harming some other person. Everyone is different. and they probably speak because they are giving solace to other people. It has to be a calling that comes through your heart. I can probably spend time and mean every word I say, but you have to have the connection and be sure of the message you are trying to convey. Conveying a message that gives solidarity to other people is a wonderful thing.
In Tiger Zinda Hai, Ali (Abbas Zafar) has not taken anything for granted. He has new visions, dynamics and some really cool action sequences
I learned that even in the hard times, you have to keep your calm and know that this too shall pass
Have you ever had a fear of competition?
There is nothing to fear after being here for so many years. Every day is a gift and a blessing. If you are honest, what you want will come your way.
Come September, and you will complete 14 years in the industry. How do you look back at your journey so far?
There are so many things. Every day you discover something new. You go through ups and downs. Last year, I learned that even in the hard times, you have to keep your calm and know that this too shall pass. The rest of life you should not be taken seriously. As human beings, we put ourselves through too much of torture. So, just remain positive.
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7 Must Read Books For Every Girl Boss
First of all, sorry for being MIA. I was traveling all of last week with little or no network (with the exception of hotel wi-fi, which was mainly used for regular social media updates). However, it's good to be back with many more new stories. And what better than talking about books, eh? Bibliophiles are often heard saying, "So many books, so little time." That's true, because the number of books that topped my list since the beginning of this year is nowhere close to the actual number I have finished reading (I am still trying, alright). There is so much to learn from every book out there. Titles from various genres can teach you anything, from understanding relationships to food and even nature.
However, off late, I am veering towards a lot of biographies and business books. The market is filled with way too many books by successful business personalities. Be it a tale of rag to riches or simply a basic understanding of their business model, it's tough to choose. Luckily, I came across some titles that were packed with the right blend of knowledge, relatable experiences, anecdotes and examples that helped me in my everyday hustle. I was hooked on, and now, I am hoping some of you bibliophiles out there, who have been looking for similar books, get addicted too.
However, off late, I am veering towards a lot of biographies and business books. The market is filled with way too many books by successful business personalities. Be it a tale of rag to riches or simply a basic understanding of their business model, it's tough to choose. Luckily, I came across some titles that were packed with the right blend of knowledge, relatable experiences, anecdotes and examples that helped me in my everyday hustle. I was hooked on, and now, I am hoping some of you bibliophiles out there, who have been looking for similar books, get addicted too.
Lean In: Women, Work and the Will to Lead
Sheryl Sandberg joined Facebook as the Chief Operating Officer in 2008. A Harvard Business School graduate, Sandberg has been ranked as one of the Top 50 most powerful women in business by Fortune magazine. Her book - Lean In, brilliantly discusses business, development, equality for women at work among others, with personal anecdotes and great details. The book serves as an excellent read for those who want to work hard and achieve their professional goals.
Price: Rs 419
Sheryl Sandberg joined Facebook as the Chief Operating Officer in 2008. A Harvard Business School graduate, Sandberg has been ranked as one of the Top 50 most powerful women in business by Fortune magazine. Her book - Lean In, brilliantly discusses business, development, equality for women at work among others, with personal anecdotes and great details. The book serves as an excellent read for those who want to work hard and achieve their professional goals.
Price: Rs 419
Leave Your Mark: Land your dream job. Kill it in your career. Rock social media
From building a personal brand to starting out in an industry where you have no experience; if you are looking for insights or tips on any of these or more, look no further! Aliza Licht's Leave Your Mark is the perfect buy for anyone who needs a mentor (and some inspiration). Licht, a fashion industry veteran (remember the DKNY PR Girl?), also discusses career steps and insights from her own professional life in this interesting book.
Price: Rs 339
From building a personal brand to starting out in an industry where you have no experience; if you are looking for insights or tips on any of these or more, look no further! Aliza Licht's Leave Your Mark is the perfect buy for anyone who needs a mentor (and some inspiration). Licht, a fashion industry veteran (remember the DKNY PR Girl?), also discusses career steps and insights from her own professional life in this interesting book.
Price: Rs 339
Girl Code
This book is your special code to empowerment, as it wonderfully encourages women to work together, and not against one another. It's a simple book, packed with powerful words of wisdom and advice. Author Cara Alwill Leyba discusses ideas that are backed by her own personal experiences. Girl Code also includes some wonderful experiences of several other successful women (in the form of interviews).
Price: Rs 374
Werk 101
The perfect 'werkbook' that not just discusses ambitions, but also focuses on the importance of good health, fitness and wealth management. While working hard and chasing dreams, we often neglect the basic necessities that keep us going. Through this book, Koereyelle also encourages women to work for what they want, by first working on themselves. This guide pushes you to get your life together and hustle! A must have, for sure.
Price: $25
She Walks, She Leads
There is no better idol in life than women of worth, who broke barriers and worked hard to be where they are today. Their stories of success serve as the perfect tool for motivation. In this book, author Gunjan Jain presents an inspiring account of 24 women achievers, documenting their struggles and rise to the top. From fighting patriarchal values to losing jobs and loan refusals due to one's gender; these are real stories, where women fought against all odds to make their dream a reality.
Price: Rs 414
Miss Jessie's: Creating a Successful Business from Scratch
This book is your special code to empowerment, as it wonderfully encourages women to work together, and not against one another. It's a simple book, packed with powerful words of wisdom and advice. Author Cara Alwill Leyba discusses ideas that are backed by her own personal experiences. Girl Code also includes some wonderful experiences of several other successful women (in the form of interviews).
Price: Rs 374
Werk 101
Price: $25
She Walks, She Leads
There is no better idol in life than women of worth, who broke barriers and worked hard to be where they are today. Their stories of success serve as the perfect tool for motivation. In this book, author Gunjan Jain presents an inspiring account of 24 women achievers, documenting their struggles and rise to the top. From fighting patriarchal values to losing jobs and loan refusals due to one's gender; these are real stories, where women fought against all odds to make their dream a reality.
Price: Rs 414
Miss Jessie's: Creating a Successful Business from Scratch
It takes a lot of guts to build a business from scratch, especially without any resources or contacts. It is certainly not for those who like being in a comfort zone and find solace in seeing a fixed amount of salary being transferred in their account every month (Ask me. I have been through this 'big shift'!) Miss Jessie's... is a brilliant blend of a memoir and business book, with apt advice and interesting anecdotes in every chapter. For anyone who aspires to be an entrepreneur, this one's for you.
Price: Rs 506
How to be a Bawse
Superwoman aka Lilly Singh's journey has inspired thousands of millennials across the globe. From humble beginnings on her own YouTube channel to becoming an internet sensation, doing a world tour, bagging a role in HBO's adaptation of Fahrenheit 451 and finally, writing a book; there is no stopping this girl. Singh talks about conquering life and taking charge for good. Like she says - "You are never too good to stop investing in yourself." Love how the book doesn't try to be super preachy. It serves motivation topped with humour, which Singh is well known for. It's an easy, inspiring read for anyone who needs a 'push' to get their act together ASAP.
Price: Rs 503
Now that you have got a bunch of books on your list, which one will you read first?
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The Dancebee
Things to do in Maldives | Explore Malè City
Always wanted to explore Republic of Maldives - the beautiful tropical nation blessed by Indian ocean all around, but never got the chance? Or, you couldn’t plan an itinerary that could be perfect for your next holiday family? Well, we’ve got you covered in this post.
If you are currently planning a vacation or jotting down ideas for the next big trip, we would highly recommend that you experience the sunny side of life at Maldives. Sun, sand, fun activities, markets and more; Maldives is all this and so much more. However, apart from the water sports and beach attractions which Maldives is well known for, you must check out the local markets and key landmarks in and around the capital island city - Malè. Take out your notepads and pens to create the perfect itinerary for your next trip, as we list some of the best activities and must visit attractions.
Hukuru Miskiiy
Also known as the Malè Old Friday Mosque, Hukuru Miskiiy is one of the oldest mosques in the country, dating back to seventeenth century. Built using coral stones, which display intricate designs, carvings and fine Maldivian artwork like wood carvings and lacquer work. The mosque, built approximately in 1658, is considered to be a testament of the Maldivian craftsmanship, and is also declared as a UNESCO world heritage site.
Sultan Park
If all you wanna you do is laze around and soak in the sunshine in a peaceful atmosphere (and if you get a little bored with those frequent beach strolls), visit the beautiful Sultan Park. Located near the Republic Monument in Malè, the park is a quaint little place to relax and unwind, after a long day of sightseeing.
National Museum
Get a peek into the history of Maldives by visiting the National Museum, which is situated a little close to Sultan Park. While the museum was built in 1952, it got a major makeover and was re-opened in 2010. One gets to see several artefacts, relics as well as items associated with the Maldivian royalty. The museum has preserved a decent amount of items, making this a must visit place for those who love a slice of history.
Tsunami Monument
If you are taking a stroll around the south-west corner of Malè, which is an otherwise peaceful and quaint area, we suggest you pay a visit to the Tsunami Monument. Built as a tribute to the victims of the Indian Ocean Tsunami in 2004, the monument is silent reminder of the devastating calamity. Spend a few minutes in silence and pay a heartfelt tribute to those who lost their lives.
Water Sports
For most people, no visit to Maldives is complete without water sports. There are tons of options to choose from, some of the best being the packages offered by Dive Club. Take your pick from an array of options ranging from diving, snorkelling and more. If adventure ain’t your thing, you can try fishing or opt for a boat tour.
Explore Local Markets
If shopping tops your agenda, especially fresh fruits and fish, then look no further! The local markets in Malè are well known for their fresh produce. Choose from the Local Market for tropical fruits, organic vegetables or the Fish Market for super fresh fish.
How to travel?
Various airlines operate regular flights to Malè International Airport, which is well connected to almost all metro cities in India. Non-stop flights from Mumbai take approximately 5 hours to reach Malè, after which, you can opt for a speed boat or other services from the ferry terminal to reach the capital island city. Ensure you get the flight bookings done well in advance to avail decent discounts / offers.
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| Velana / Malè International Airport |
Where to stay?
There are plenty of accommodation options to choose from. Be it guest houses, luxury hotels, home stay or liveaboards; there is something for everyone. Some of our top picks include:
Kurumba Maldives Resort (North Malè Atoll)
Floating Resort by Scubaspa (Malè)
Centara Ras Fushi Resort and Spa (North Malè Atoll)
Best time to visit: November to April
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| Kurumba Maldives |
Maldives on your mind already? Or have do you have some recommendations to add? Join the conversation by dropping a comment a below
Love,
The Dancebee
How to Save Money | Beginners Finance 101
Savings - sounds like a big word, isn’t it? As teens, we have all been through the phase of dreading any conversation related to savings or future investments. However, it’s always a good idea to start focusing on the basics of saving money a little early in life. It all starts with a piggy bank, where we saved up whatever little money we earned through small tasks or activities. I remember earning my first pay cheque, a modest amount of Rs 100, for my debut dubbing assignment at the age of 7 - 8, and my joy knew no bounds. I felt like I could buy so many things. Until reality struck and I understanding how things actually work. So, I was told to deposit the cheque in my ‘cubs’ account (the bank had introduced a special account for kids back then), so that I could keep it safe and use it for something more ‘important’. Times changed, I continued to work on various assignments and went on to explore new opportunities. During my teens, the process of taking someone’s help to deposit money and understand the functions of a bank continued. However, with every passing year, the responsibilities increased and I began exploring various aspects of banking, saving, budgeting among others. Thankfully, all this wasn’t much of a burden, as I began my prep quite early.
I realised it was all much easier, thanks to the fact that I created a simple a process and routine. For beginners, tracking your payments, creating budgets and saving money isn’t rocket science. And you don’t need thousands of rupees to start with. Even saving up Rs 5 everyday can add up to Rs 1825 a year. That can buy you some of your favourite drugstore make up items or a dress that you have been eyeing for too long. Read on, as we share a simple routine for beginners, that can help you track, prioritise and save.
Maintain a Finance Planner
It can be a book or even an app. Though, I personally prefer maintaining a finance or budget planner, which can help track everyday expenses. This is important, as it can not only help you calculate your daily expenditure, but also maintain an account of the amount you require for basic necessities every month. Plus, you can highlight items where you can try saving money. For e.g: Walk that 1km distance instead of taking a rickshaw. Unless it is raining or you simply cannot walk due to a genuine reason, of course.
It can be a book or even an app. Though, I personally prefer maintaining a finance or budget planner, which can help track everyday expenses. This is important, as it can not only help you calculate your daily expenditure, but also maintain an account of the amount you require for basic necessities every month. Plus, you can highlight items where you can try saving money. For e.g: Walk that 1km distance instead of taking a rickshaw. Unless it is raining or you simply cannot walk due to a genuine reason, of course.
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| Finance Planner 2017 - Credit: Etsy |
Create a Monthly Budget
Setting a budget is easy, but sticking to it is the biggest nightmare! But, it is a must for everyone out there, especially beginners. If you can’t ace budgeting now, what will you do when you actually get to the next stage? Budgeting for beginners will mostly involve sticking to the amount you have reserved for the month, and not going overboard (or asking your Dad for extra pocket money). For those like me who have started working early, you might want to ensure you prioritise and stick to buying only the most important stuff on your list. For e.g: If I had some amount reserved for a project, I decided to let that gorgeous pair of sneakers go. I can’t use an amount reserved for something else and splurge on sneakers, only to go overboard with my budget by the end of the month. I tell myself - “If those sneakers are meant to be mine, they will come back to me when I have saved enough for it.” In most cases, things did work out in my favour.
Setting a budget is easy, but sticking to it is the biggest nightmare! But, it is a must for everyone out there, especially beginners. If you can’t ace budgeting now, what will you do when you actually get to the next stage? Budgeting for beginners will mostly involve sticking to the amount you have reserved for the month, and not going overboard (or asking your Dad for extra pocket money). For those like me who have started working early, you might want to ensure you prioritise and stick to buying only the most important stuff on your list. For e.g: If I had some amount reserved for a project, I decided to let that gorgeous pair of sneakers go. I can’t use an amount reserved for something else and splurge on sneakers, only to go overboard with my budget by the end of the month. I tell myself - “If those sneakers are meant to be mine, they will come back to me when I have saved enough for it.” In most cases, things did work out in my favour.
S for Savings
This is where it all begins. Once you start maintaining weekly / monthly records and stick to a budget, you can start a simple plan for savings. Like I said, it need not be huge. For starters, you can try and reserve anywhere between 10 - 20% of your total amount for savings. Collect that amount and keep it away. It can be in your bank, a box or any place that you consider safe (by safe, I mean even from your own prying eyes). If you think you are unable to save up even 5% of your total money, then you need to consider cutting down on your expenses. And no, by that, I don’t mean shunning everything in life. You just gotta be smart! Here are a few ideas:
This is where it all begins. Once you start maintaining weekly / monthly records and stick to a budget, you can start a simple plan for savings. Like I said, it need not be huge. For starters, you can try and reserve anywhere between 10 - 20% of your total amount for savings. Collect that amount and keep it away. It can be in your bank, a box or any place that you consider safe (by safe, I mean even from your own prying eyes). If you think you are unable to save up even 5% of your total money, then you need to consider cutting down on your expenses. And no, by that, I don’t mean shunning everything in life. You just gotta be smart! Here are a few ideas:
Honestly, the list is endless!
Set Goals and Save
The best way to achieve something is to set practical goals and work towards earning the reward. For e.g: If you have been eyeing a guitar for long, now is the time. Create a chart in your book and set a target amount. Create a plan for the next 3,6 or 9 months (according to the amount you can save) and work towards reaching your target. Nothing beats the joy of bringing home something special with your hard earned / saved money.
The best way to achieve something is to set practical goals and work towards earning the reward. For e.g: If you have been eyeing a guitar for long, now is the time. Create a chart in your book and set a target amount. Create a plan for the next 3,6 or 9 months (according to the amount you can save) and work towards reaching your target. Nothing beats the joy of bringing home something special with your hard earned / saved money.
Check Quarterly Progress
For beginners, a quarterly progress on budgeting, prioritising and savings is good enough. As you follow the records and look back at your performance, you will feel motivated to work on new ideas, that can help increase your monthly savings. Sometimes, even a jump from Rs 5 to 7 can make a difference. So, don’t hesitate.
For beginners, a quarterly progress on budgeting, prioritising and savings is good enough. As you follow the records and look back at your performance, you will feel motivated to work on new ideas, that can help increase your monthly savings. Sometimes, even a jump from Rs 5 to 7 can make a difference. So, don’t hesitate.
The process maybe pretty simple for beginners, but the road ahead is not easy. Especially once you start working / establish your own business, and additional responsibilities take over. Suddenly, it’s not just about savings anymore. Enter terms like investments, insurance, policies and once again, everything starts sounding very complicated. But, what’s life without growing and learning something new at every step, right? Fortunately, companies like Bajaj Allianz Life Insurance offer complete solution to all your queries and ensure every aspect of their plans are decoded clearly. So, start early, be prepared to learn as you progress and #JiyoBefikar.
Psst… we’ve got some exciting news for you. An early bird tells us that Bajaj Allianz Life Insurance is all set to launch something very exciting on June 22. Stay tuned, as we bring you exclusive updates all week long.
Always wanted to #InvestBefikar? Follow Bajaj Allianz Life Insurance on their official Facebook and Twitter page @BajajAllianzLIC
Love,
The Dancebee
The Dancebee
Birthday Special | Quotes by Sonam Kapoor That Prove Why We Love Her
Let's be honest, we love Sonam Kapoor! And that's for a legit reason. An absolute sweetheart, who has been winning hearts for her performances and sartorial choices alike. But, we love how the actress has never shied away from being honest! She has a strong opinion, will stand up for a cause that needs attention and is always out there to support young talent. All this, and the fact that she has a pure soul with a golden heart, makes her the perfect girl boss!
When it comes to conversations with Sonam, you are bound to leave the venue feeling inspired and motivated (and we love the fact that she does not mince words). As the gorgeous actress and newly turned entrepreneur celebrates her 32nd birthday, we take a look at some of her most fabulous quotes, compiled from our interviews.
On behalf of Team Dancebee, here's wishing Sonam Kapoor a very happy birthday! We can't wait for her to create magic with Veerey Di Wedding, Padman and all the other projects lined up. Tons of luck coming your way, Sonam.
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